If you are under the age of 25, you have to pay more money for your California auto insurance premiums than other drivers because of your age. This is something that you cannot control, and you have to have car insurance if you want to drive in the Avocado Capital of the World. This is required by law no matter what kind of car you have on the road. Here is a look at some of the ways that you may be able to save money on your car insurance so you can have more money to spend on other parts of your life.
If you want to save money on your California auto insurance, you can start by maintaining a good driving record. Avoid tickets, arrests, and accidents, and try to keep your record as blemish free as possible. This will help you save money because it will show your insurance company that you are being cautious on the road. You will need to keep your good record up for a few years to see a significant savings, but when that happens, you can work to maintain your driving record as long as possible.
You may also want to think about bundling your California auto insurance with a family member to save money. This will give each of you a multi-car discount, and it will help you establish loyalty with an auto insurance company. There are some restrictions as to who can bundle services together, so do not assume you can just get a lower rate by sharing a friend’s policy. You will have to explore these details further with your specific insurance company. They may or may not offer a big savings through a bundling service.
If you have to pay for other forms of insurance, you might be able to combine them with your California auto insurance to save money. That means that you can get your health insurance, renter’s insurance, life insurance, or other policies through one company and get a discount on each of them. This is the kind of option that you will need to get a quote for just to see if you can save any money at all. If you can, you need to get as much out of that discount as possible. Even young drivers can get low insurance rates if they try hard enough. Find out how low your premiums can be today.